Your retirement is a time where you deserve to sit back and start doing the things you really want to do.
But all that only comes after careful planning.
The earlier you start planning, the more opportunities you will have to enjoy your golden years.
Ready to start with an experienced financial planner?
Your retirement is a time where you deserve to sit back and start doing the things you really want to do.
But all that only comes after (careful) planning.
The earlier you start planning, the more opportunities you will have to enjoy your golden years.
Ready to start with an experienced financial planner?
Our experienced, dedicated team of financial advisers can help you feel confident and ready for retirement.
At EJM, our Retirement Financial Advice Specialists can help you:
For more than 25 years we’ve been helping people like you reach their goals in retirement. Helping Australians feel comfortable, confident and happy about their financial future drives us in everything we do.
EJM specialises in developing comprehensive, tailored retirement plans that consider your:
Including how you can invest to maximise your finances
We help develop a diversified investment portfolio
Developing a Cash Flow Plan for retirement - including cost-effectively paying off debts
We can help maximise your Age Pension allowance
Including how you can invest to maximise your finances
We help develop a diversified investment portfolio
Developing a Cash Flow Plan for retirement - including cost-effectively paying off debts
We can help maximise your Age Pension allowance
Whether your retirement is 3 months, 3 years, or 30 years away, a little bit of planning goes a long way. It’s never too soon (or too late!) to start your retirement plan.
At EJM, we have a team of highly experienced specialists to help you reach your goals and we endeavour to provide our clients with the best, most enjoyable experience possible.
To achieve this, our booking process starts with a complimentary introductory call with our team so we can get to know you, understand your goals, and match you with the best adviser for your needs.
From there, we will book you in for a complimentary Retirement Strategy Meeting at a time that suits you so we can establish how we can best help you and your financial future.
Ready to take the first step?
Whether your retirement is 3 months, 3 years, or 30 years away, a little bit of planning goes a long way. It’s never too soon (or too late!) to start your retirement plan.
At EJM, we have a team of highly experienced specialists to help you reach your goals and we endeavour to provide our clients with the best, most enjoyable experience possible.
To achieve this, our booking process starts with a complimentary introductory call to our team so we can get to know you, understand your goals, and match you with the best adviser for your needs.
From there, we will book you in for a complimentary Retirement Strategy Meeting at a time that suits you so we can establish how we can best help you and your financial future.
Ready to take the first step?
With the exception of reading the odd "Finance for Dummies” book, I had no idea what getting financial advice would be like. I assumed that my consultation with Brendan would involve looking at my asset to liability ratio, and then a whole heap of judgement about my past financial decisions. Boy, was I wrong, (thankfully).
The best part of working with EJM was taking the time to reflect on what REALLY makes me happy. When you take a step back and you look at happiness more holistically (and stop treating your bank balance as the only indicator), it's amazing what you can achieve.
I knew that if I wanted to reach my end goal of being able to take 6-12 months off work to drive around Australia, then I would need to make some changes. Now, two years into my journey, I'm credit card free (for the first time in 15 years) and I have savings starting to grow in preparation for my adventure. The best bit is that I've not had to sacrifice my love of travel in the meantime.
What happiness looks like is different for everyone. I'm incredibly grateful that my version of happiness was fully supported by the team at EJM. They have been wonderful to work with and make me feel confident that my future is bright (and very HAPPY).
With the exception of reading the odd "Finance for Dummies” book, I had no idea what getting financial advice would be like. I assumed that my consultation with Brendan would involve looking at my asset to liability ratio, and then a whole heap of judgement about my past financial decisions. Boy, was I wrong, (thankfully).
The best part of working with EJM was taking the time to reflect on what REALLY makes me happy. When you take a step back and you look at happiness more holistically (and stop treating your bank balance as the only indicator), it's amazing what you can achieve.
I knew that if I wanted to reach my end goal of being able to take 6-12 months off work to drive around Australia, then I would need to make some changes. Now, two years into my journey, I'm credit card free (for the first time in 15 years) and I have savings starting to grow in preparation for my adventure. The best bit is that I've not had to sacrifice my love of travel in the meantime.
What happiness looks like is different for everyone. I'm incredibly grateful that my version of happiness was fully supported by the team at EJM. They have been wonderful to work with and make me feel confident that my future is bright (and very HAPPY).
With the exception of reading the odd "Finance for Dummies” book, I had no idea what getting financial advice would be like. I assumed that my consultation with Brendan would involve looking at my asset to liability ratio, and then a whole heap of judgement about my past financial decisions. Boy, was I wrong, (thankfully).
The best part of working with EJM was taking the time to reflect on what REALLY makes me happy. When you take a step back and you look at happiness more holistically (and stop treating your bank balance as the only indicator), it's amazing what you can achieve.
I knew that if I wanted to reach my end goal of being able to take 6-12 months off work to drive around Australia, then I would need to make some changes. Now, two years into my journey, I'm credit card free (for the first time in 15 years) and I have savings starting to grow in preparation for my adventure. The best bit is that I've not had to sacrifice my love of travel in the meantime.
What happiness looks like is different for everyone. I'm incredibly grateful that my version of happiness was fully supported by the team at EJM. They have been wonderful to work with and make me feel confident that my future is bright (and very HAPPY).
With the exception of reading the odd "Finance for Dummies” book, I had no idea what getting financial advice would be like. I assumed that my consultation with Brendan would involve looking at my asset to liability ratio, and then a whole heap of judgement about my past financial decisions. Boy, was I wrong, (thankfully).
The best part of working with EJM was taking the time to reflect on what REALLY makes me happy. When you take a step back and you look at happiness more holistically (and stop treating your bank balance as the only indicator), it's amazing what you can achieve.
I knew that if I wanted to reach my end goal of being able to take 6-12 months off work to drive around Australia, then I would need to make some changes. Now, two years into my journey, I'm credit card free (for the first time in 15 years) and I have savings starting to grow in preparation for my adventure. The best bit is that I've not had to sacrifice my love of travel in the meantime.
What happiness looks like is different for everyone. I'm incredibly grateful that my version of happiness was fully supported by the team at EJM. They have been wonderful to work with and make me feel confident that my future is bright (and very HAPPY).
With the exception of reading the odd "Finance for Dummies” book, I had no idea what getting financial advice would be like. I assumed that my consultation with Brendan would involve looking at my asset to liability ratio, and then a whole heap of judgement about my past financial decisions. Boy, was I wrong, (thankfully).
The best part of working with EJM was taking the time to reflect on what REALLY makes me happy. When you take a step back and you look at happiness more holistically (and stop treating your bank balance as the only indicator), it's amazing what you can achieve.
I knew that if I wanted to reach my end goal of being able to take 6-12 months off work to drive around Australia, then I would need to make some changes. Now, two years into my journey, I'm credit card free (for the first time in 15 years) and I have savings starting to grow in preparation for my adventure. The best bit is that I've not had to sacrifice my love of travel in the meantime.
What happiness looks like is different for everyone. I'm incredibly grateful that my version of happiness was fully supported by the team at EJM. They have been wonderful to work with and make me feel confident that my future is bright (and very HAPPY).
Me and my husband, Walter, were introduced to Manny in 2015 by our previous financial adviser who was retiring and recommended Manny and the EJM team. How lucky were we, and especially myself, as my darling husband passed away in 2017. I worked as a radiographer until my retirement three years ago.
Manny’s advice and guidance have been outstanding. I refer to it as the “Exceptional Journey to Managing” (EJM) our financial destiny.
In short, I have a comfortable and tranquil life. I’ve got a big smile on my face. Thank you Manny and all the team at EJM. I feel like I’m part of your family more than a customer.
I am writing this as a happy retiree. I have known Manny for many years now and all of his advice, care, and planning has helped me achieve a personal goal of retiring with the knowledge that I can continue a lifestyle where I can still enjoy doing things and going
places with my wife Gina, and still live happily and comfortably week to week.
I have only been in retirement now for six months but I can honestly say I feel very comfortable. Knowing that you have the financial backing to help you continue until well into your nineties is most important.
Manny’s personal care and guidance in our financial matters have been an absolute winner. The continual home visits and catch-ups with our finances and just letting us know where we are at with our superannuation funds is most gratifying.
Manny has helped us with forward planning. We look forward to our continuing guidance and have absolute confidence in all the advice given by Manny and his courteous staff at EJM.
We met Manny in the late 80s. He used to come to our house back then, and it was like having a friend drop in. He was so easy to talk to and we could follow his instructions easily.
He filled us in on what Mick was to do to have a comfortable retirement. It is such a relief to know that we will be able to spend our retirement years doing what we love, travelling around Australia in our caravan enjoying our beautiful country.
Manny has helped and advised us on many things over the years and his advice has always been right. We thank him for that.
We look forward to continuing our friendship with the team at EJM for many years to come.
Several years, ago we were referred to EJM by my daughter who was very happy with the advice they had provided her and her partner. We met with Manny and he explained the advice process and we were immediately relieved as it seemed simple enough.
Over the years Manny and the EJM team have helped us plan for our retirement and several years ago, we retired successfully and we have a secure income and peace of mind knowing that the team at EJM keep an eye on things and are always there for us to answer questions and help.
We would have been lost in planning our retirement on our own and this played heavy on our mind. With the EJM team, this stress has been removed and we are thoroughly enjoying our retirement. We look forward to working with Manny and his team over the coming years as his entire team is friendly and courteous.
We first met Brendan through recommendation from my best friend Hanna. When we met with Brendan, we were not in a very good spot financially. We had just become close to losing our first home and two cars that we had together. Paul losing his job and having a 6-month old baby girl - it was a very stressful time.
After working through our financials with Brendan, we were on the road to recovery. Now 6 years later, we are in such an amazing spot financially. It is wonderful. If we hadn’t met Brendan, I honestly don’t know where we would be.
We will be forever grateful for the help and support that is available through EJM. Now we are excited to see the next chapter in our life begin.
Having an experienced professional look over your income and assets can put you at ease by identifying a manageable path to achieving your financial goals.
In your Retirement Wealth Strategy Session, our job is to listen to you, explore what you want, and ask the right questions. Then we will help you prioritise your financial goals and identify all the things you can do right now! Taking this first step can powerfully impact the confidence you have in your finances and your future.
EJM Financial Services Pty Ltd (ABN 63 006 492 182), is an Authorised Representative and credit representative of AMP Financial Planning Pty Limited, Australian Financial Services Licensee 232706 and Australian Credit Licence 232706. AMPFP Privacy Policy.
Please read our Terms and conditions.
General Advice Warning:
Any advice contained in this website is of a general nature only and does not take into account the objectives, financial situation or needs of any particular person. Therefore, before making any decision, you should consider the appropriateness of the advice with regard to those matters.
For further details including financial services we can offer you and how we are remunerated, please read the FSCG.
EJM Financial Services Pty Ltd (ABN 63 006 492 182), is an Authorised Representative and credit representative of AMP Financial Planning Pty Limited, Australian Financial Services Licensee 232706 and Australian Credit Licence 232706. AMPFP Privacy Policy.
Please read our Terms and conditions.
General Advice Warning:
Any advice contained in this website is of a general nature only and does not take into account the objectives, financial situation or needs of any particular person. Therefore, before making any decision, you should consider the appropriateness of the advice with regard to those matters.
For further details including financial services we can offer you and how we are remunerated, please read the FSCG .