If breaking New Year’s resolutions is as much a tradition as the act of making them, you’re not alone – nearly 45% of New Year’s resolutions don’t even make it past the first month.1 So why not try something different this year? The main reason resolutions fail is because they’re often formed without a strategy. …
by EJM Admin
With Australia’s aging population, aged care is becoming an issue for a growing number of families. For a wide range of reasons, including cost, human vulnerability, the incidence of dementia, and the possibility for family disputes, this can be a subject fraught with emotion. We want to be able to help ease that burden. While …
by EJM Admin
After a horror 2022, AMP Portfolio Manager Fixed Income, Chris Baker says bonds are coming back into favour as interest rates near their peak. Before we take a closer look at the current state of the bond market, it’s worth a recap on how bonds work. Most people are pretty familiar with the share market. …
by EJM Admin
Whether you are yet to invest or you have a diverse portfolio, if you’re earning an income the chances are you are already an investor! This is because we all receive superannuation in Australia which besides being your savings for retirement, is also an investment. Your attitude towards investing can be observed even in your …
by EJM
Everybody has a goal — whether to backpack across the globe or settle down in a lovely little suburb with your family in a beautiful home. But what’s the only thing in the way of achieving these goals? Well, there can be a lot of things to consider, but money is definitely a huge factor. …
by EJM
Income comes every month whether you’re working a job or running a business. As the money comes in, there are also the daily expenses that have to go out. In every element in life, good cash flow management is essential yet so many of us don’t see it as a priority. Cash flow management is …
by EJM
While most Australians agree that COVID-19 has brought with it many challenges, the pandemic has also acted as a catalyst for people to assess their finances. However, the significant financial blows that the pandemic has dealt also shines a light on how difficult it can be to effectively plan their financial affairs for the best …
by EJM
As a financial services group with over 160 years of collective experience, we have heard every financial services myth under the sun as to why people don’t engage with a professional financial advisor. While most of us have no hesitation going to the doctor when we are sick, or to a mechanic when we have …
by EJM