Brendan Cairns | EJM Financial Services

Call us now for a chat on 1300 266 905 or

Fill in your details below &
we will contact you within
24 hours >>

Personal Insurance Policies

Posted on February 6, 2012 by Brendan Cairns

Does hearing the the words Life Insurance, TPD, Trauma and Income Protection make you run for the hills? It is our job as advisers to ensure our clients achieve their individual goals. To do this more safely we have to … Continue reading →

Posted in Financial Tips | Tagged income protection, insurance, Life, TPD, trauma | Leave a comment

Retirement And Taxes

Posted on January 15, 2012 by Brendan Cairns

When you retire would you like to not pay earnings tax, capital gains tax, income tax, and have no maximum on the amount you can earn or draw? How can you achieve this? The answer is Account Based Pensions. Upon … Continue reading →

Posted in Financial Tips | Tagged capital gains, centrelink, pension, retirement, tax | Leave a comment

Transition To Retirement (TTR)

Posted on October 6, 2011 by Brendan Cairns

If you are aged 55 or older you can access part of your superannuation through a Transition To Retirement Pension (TTRP). You can couple this pension with salary sacrifice contributions into your accumulation superannuation (pre income tax contributions). A TTR … Continue reading →

Posted in Financial Tips | Tagged pension, tax, transition to retirment, TTR, TTRP | Leave a comment

Melbourne

7/88 Wirraway Drive
Port Melbourne VIC 3207
Ph: (03) 9320 7600
Fax: (03) 9320 7633

Wangaratta

Office 2, 54 Ovens Street
Wangaratta VIC 3677
Ph: (03) 5721 2020

EJM Financial Services is an Authorised Representative of AMP Financial Planning Pty Limited ABN 89 051 208 327 (AMPFP). AMPFP holds an Australian Financial Services Licence (No 232706). For further details including the financial services we can offer you and how we are remunerated, please read the Financial Services & Credit Guide (PDF 320 KB). Any advice contained in this document is of a general nature only and does not constitute personal financial product advice. In preparing the advice no account was taken of the objectives, financial situation or needs of any particular person. Therefore, before making any decision, readers should consider the appropriateness of the advice with regard to their particular objectives, financial situation and needs. Please read our Privacy Policy and Terms & Conditions.